Are You Treating Homeownership
Like an Expense?

It’s time to stop. The fact of the matter is, you probably aren’t being presented with all of your mortgage options. If you own a home, now’s the time to leverage it.

How Old do You Want to be When you Finally Own Your Home?

About 90% of all mortgages are 30-year mortgages.
Do the math: How old will you be when you own your home?

Making overpayments or biweekly payments is useful but still very inefficient. You can own your home sooner and pay off your mortgage fast, and it’s much more achievable than you think. FOR MANY, it is possible to own a home in 5-7 years without drastically changing their current spending habits.

current homeowners
Own your home much quicker with TKWT

And, No, You Don’t Have to Win the Lottery!

Contrary to what we’re taught in school, you don’t have to “make more money” in order to get ahead. Seriously, they don’t teach you everything you need to know. Consider how much time we spent in school and how little they taught us about money, interest, taxes, insurance and investing. Ever wonder why?

A good financial plan involves offense and DEFENSE. Most of us just focus on offense (earning.) Also, you aren’t going to win the lottery. Seriously, read up on the gambler’s fallacy.

Most Americans simply spend too much on interest, making it nearly impossible to pay off your mortgage fast. Also, you don’t have to drastically change your spending habits to make major financial gains. A small amount of discipline and an understanding of math will make a big difference.

Let’s Talk About Compound Mortgage Interest

This is one of the most expensive debts you can have. Yes, it’s better than renting (and it’s not close) but it’s vitally important that you have a plan to deal with it. 

Did you know that a fixed 3.5% interest rate on a $250k 30-year mortgage will cost $154,140.22 in interest over the life of the loan? How in the world is that 3.5 percent?

HINT: it’s not.

61.6% of your total loan amount will be spent on interest over the life of the loan. And this is based on a low-interest example. It can be much worse. The majority of that interest is paid at the beginning of the loan. (We can prove it.)

We think you need a better reason to refinance into a 30-year mortgage than saving 100 bucks a month on your payment. (How old were you gonna be in 30 years, again?) Fortunately, most lenders allow you to pay off your 30-year mortgage early with no penalty and we think it’s a good idea to have a plan to accomplish exactly that. Remember that the biweekly thing isn’t very efficient.


Build Wealth Using Your Home Equity

Through two ways: Debt Reduction and Appreciation. Too many of us waste this equity. There are lots of reasons for this waste, but most of it has to do with the fact that we don’t know

what we don’t know. 

You do not have to sell your home to make use of your equity. You do not have to refinance your home to make use of your equity. You can actually use your equity to build wealth. Your equity can also be used to protect your largest investment and become “mortgage safe.” Your equity can be used to eliminate debt RAPIDLY, but some solutions are much more efficient than others.

There are lots of great programs available and they can change your life, but they will require a minimal amount of thought, planning and self-control.

We’re Not into Tricks or Gimmicks

Think we’re blowing smoke? Our methods are not illegal scams and they’re not reserved for the wealthy. We utilize products that are available to any consumer through multiple sources or lenders. There are so many wonderful products available and we think it’s a shame that more people in our industry aren’t offering them as solutions for their clients.

How Old do You Want to be When you Finally Own Your Home?

About 90% of all mortgages are 30-year mortgages.
Do the math: How old will you be when you own your home?

Making overpayments or biweekly payments is useful but still very inefficient. You can own your home sooner and pay off your mortgage fast, and it’s much more achievable than you think. FOR MANY, it is possible to own a home in 5-7 years without drastically changing their current spending habits.

current homeowners
Own your home much quicker with TKWT

And, No, You Don’t Have to Win the Lottery!

Contrary to what we’re taught in school, you don’t have to “make more money” in order to get ahead. Seriously, they don’t teach you everything you need to know. Consider how much time we spent in school and how little they taught us about money, interest, taxes, insurance and investing. Ever wonder why?

A good financial plan involves offense and DEFENSE. Most of us just focus on offense (earning.) Also, you aren’t going to win the lottery. Seriously, read up on the gambler’s fallacy.

Most Americans simply spend too much on interest, making it nearly impossible to pay off your mortgage fast. Also, you don’t have to drastically change your spending habits to make major financial gains. A small amount of discipline and an understanding of math will make a big difference.

Let’s Talk About Compound Mortgage Interest

This is one of the most expensive debts you can have. Yes, it’s better than renting (and it’s not close) but it’s vitally important that you have a plan to deal with it. 

Did you know that a fixed 3.5% interest rate on a $250k 30-year mortgage will cost $154,140.22 in interest over the life of the loan? How in the world is that 3.5 percent?

HINT: it’s not.

61.6% of your total loan amount will be spent on interest over the life of the loan. And this is based on a low-interest example. It can be much worse. The majority of that interest is paid at the beginning of the loan. (We can prove it.)

We think you need a better reason to refinance into a 30-year mortgage than saving 100 bucks a month on your payment. (How old were you gonna be in 30 years, again?) Fortunately, most lenders allow you to pay off your 30-year mortgage early with no penalty and we think it’s a good idea to have a plan to accomplish exactly that. Remember that the biweekly thing isn’t very efficient.


Build Wealth Using Your Home Equity

Through two ways: Debt Reduction and Appreciation. Too many of us waste this equity. There are lots of reasons for this waste, but most of it has to do with the fact that we don’t know

what we don’t know. 

You do not have to sell your home to make use of your equity. You do not have to refinance your home to make use of your equity. You can actually use your equity to build wealth. Your equity can also be used to protect your largest investment and become “mortgage safe.” Your equity can be used to eliminate debt RAPIDLY, but some solutions are much more efficient than others.

There are lots of great programs available and they can change your life, but they will require a minimal amount of thought, planning and self-control.

We’re Not into Tricks or Gimmicks

Think we’re blowing smoke? Our methods are not illegal scams and they’re not reserved for the wealthy. We utilize products that are available to any consumer through multiple sources or lenders. There are so many wonderful products available and we think it’s a shame that more people in our industry aren’t offering them as solutions for their clients.

Interested in Learning More?

CONTACT TKWT
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